How to Decide If You Should Get Pet Insurance


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Step 1: Consider starting a pet care fund
Consider starting a pet care fund as a less expensive alternative to insurance. The disadvantage of a savings fund is the discipline that is needed to continue contributing to it every week or month, and not to take advantage of other expenses.

Tip
Determine a budget for the fund and decide if you want to save enough to cover unexpected major surgery or costly treatment.

Step 2: Visit pet insurer websites
Visit the websites of pet insurers for information on coverage levels. Basic levels of insurance cover accidents and illnesses.

Tip
Additional levels of coverage can include expensive treatments and procedures such as surgery, chemotherapy and even kidney transplants.

Step 3: Ask your veterinarian to recommend a plan
Ask your veterinarian to recommend an insurance plan, but keep in mind that veterinarians are not legally authorized to sell insurance. Now feel good that you are taking steps to keep your beloved pet with you as long as possible.

Step 4: Contact insurers to get free quotes
Contact insurers to get free quotes. Get specific information about premium rates. The plans consider where you live, as well as the age, species and breed of your pet.

Step 5: Ask the right questions
Ask the right questions. Are pre-existing conditions covered? Can you stay with your current veterinarian? Are there several pet group rates? Ask about the refund.

Step 6: Consider adding preventive care
Consider adding preventive care coverage that includes annual exams, dental cleaning, and advanced vaccines for Lyme disease or feline leukemia.

Did you know?
The first pet insurance policy sold in the United States covered television star Lassie in 1982.

Video credits to Howcast YouTube channel





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    How to Decide If You Should Get Pet Insurance

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