insurance Obligations of a Strata Owner


Insurance Obligations of a Strata Owner
Quick tips on Strata Law's problems

Railtown Law
101-1861 Welch St,
North Vancouver, BC V7P 1B7
(604) 770-1365

Contact us if you have any questions related to life in a stratum.

All landlords and tenants must have insurance that covers their property and liabilities not covered by Strata's policy.
If water leaks from the pipes inside your unit (or your bathtub or shower, etc.) and causes damage to another person's unit or common property, your insurance will have to pay for it.

Disputes often arise over what causes a leak and where it was located.
If on the walls between units or between a unit and common property, Strata must be responsible.
Leaks from small holes in older pipes often cause problems.

If you replace or alter something within your unit that causes damage to another person's strata lot or common property, you will be responsible, so it is prudent to have coverage for this.

You should take a look at your Strata's insurance coverage and know what the deductibles are.

Many Stratas now have deductibles for water damages that exceed $ 10,000, which means that claims below this amount will be the responsibility of the owner.

Visit our website at:

Railtown Law
101-1861 Welch St,
North Vancouver, BC V7P 1B7
(604) 770-1365

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LOOK AT THE OTHER VIDEOS IN OUR SERIES OF ADVICE FROM THE STRATA LAW

Rights and obligations of Strata Owner, Tenant, Strata Manager

Dispute resolution techniques for living on a stand

Strata Rental Restriction Bylaws

Application of Strata's Statutes

Civil Resolution Court BC Strata Law Tips by Railtown Law

Law of strata
strata law vancouver bc
strata property act bc
the statutes of the strata

Video credits to Railtown Law YouTube channel





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