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Many people forego travel insurance in full to save some cash, but storing coverage does not have to be expensive.
Here are 10 incredible travel insurance hacks that will save you money!
1. Bundle Up to Save
Many providers will allow you to group last-minute cancellation coverage, emergency medical and dental care, and lost and damaged baggage coverage. You can save money by eliminating services that you may not need.
2. You may already have coverage
Many companies have travel policies included, such as a credit union or your home insurance provider.
3. You may not need as much medical coverage after all
If you are going to participate in some extreme sports, you will need a higher level of insurance. But if you're just taking a regular vacation, you can save by getting the lowest level of coverage.
4. Domestic Trip
If you do not plan to leave the country, selecting a national travel insurance package will save you some extra dollars for your premium.
5. Buy as if there were no tomorrow
An online tool, like this one at www.SquareMouth.com will give you a list of available policies based on where you are going, as well as the cost and length of your trip.
6. Use a travel rewards card
Many credit cards offer travel insurance, but the Sapphire credit card not only covers accidents, baggage and trip interruption, it also allows you to earn points for your travel expenses and meals!
7. Consider how much you travel
If you make frequent flights around the world, it is more profitable to buy an annual policy.
8. Take advantage of group rates
Group vacations is one of the easiest ways to save on travel insurance. When you package your insurance with several people, it will drastically reduce your overall cost.
9. Keep a record of receipts
Buying travel protection for your valuables means that your record keeping system must be impeccable. Claiming theft will not do you any good if you do not have the documentation to support your purchase.
10. Take care of yourself
Insurance policies include small print that stipulates that you must take reasonable care of yourself. So if you drink too much in an Irish pub, you fall off a stool and break your leg, you may not be covered.
Do you have any own travel Hacks?
Video credits to Destination Tips YouTube channel