If they hurt you at work in North Carolina, what will workers' compensation pay? This video tells you the good, the bad and the truth … of the HensonFuerst lawyers.
(This video contains a dramatization and does not represent real events or real people).
*** Main Office of Henson & Fuerst, PA: 2501 Blue Ridge Road, Raleigh, NC 27607 ***
I got hurt at work in North Carolina. What is compensation supposed to pay workers?
They asked me that question all the time. Hi, I'm David Henson, a personal injury lawyer with HensonFuerst Attorneys in North Carolina
In North Carolina, most companies with more than 3 employees must have workers 'compensation insurance, often called "workers' compensation" for short. Workers' compensation provides certain benefits to employees in the event that they are injured or killed while working. However, like everything else in this world, there are advantages and disadvantages to the Comp system of workers.
First, the good: in North Carolina, Workers & Comp must pay:
1. all medical treatment related to your injury.
2. Partial lost wages: 2/3 of your average weekly salary.
3. any ongoing or future medical treatment that your doctors say is related to your injury
4. And, finally, any permanent injury you may have, or what is also known as paying you a qualification.
Now, there are several bad things too, when it comes to the workers comp system in North Carolina:
1. You do not have to pay for your pain and suffering, as you might receive from a typical personal injury claim.
2. They tell you what doctors you have to see.
3. They only have to pay 2/3 of their average weekly salary, which means they are stuck losing the other 1/3
4. When you are ready, return to work, YOUR work may or may not be there. Many times, employers allow workers to return, but they are not required to keep work open for you.
Workers' Comp in North Carolina is a management-based system, which means that it can be difficult to understand and weighs heavily on the employer. There are no juries And while there are commissioners, who are similar to judges, a WC case never results in a trial as a case of traditional personal injury. Lawsuits can not be filed.
At the end of the day, most cases get stuck in the system and it is easy to feel stuck. What is worse is that it is almost always an insurance company on the other side, and insurance companies worry about money a lot more than they care about you.
If you have more questions about your rights in the North Carolina work-compensation system, visit our website at and go to our WC section. David Henson reminds you that if you have questions, HensonFuerst has answers.
Video credits to Henson Fuerst YouTube channel